AAERT Certified Electronic Reporter (CER) Practice Test

Who schedules EUOs?

1. The insured

2. The insurance company

3. An investigator or attorney for the insurance company

4. The claimant

The correct answer is: An investigator or attorney for the insurance company

Scheduling examinations under oath (EUOs) typically falls under the responsibility of the insurance company's investigator or attorney. This process is an integral part of the claims investigation where the insurance company seeks to gather detailed information from the insured or claimant about the incidents leading to the claim. The investigator or attorney plays a crucial role in this situation, as they have the expertise to conduct these interviews in accordance with legal and procedural requirements. The significance of this responsibility ensures that the EUO is conducted professionally and within the framework of the law, allowing the insurance company to thoroughly assess the validity of the claim. The scheduling process also involves coordinating between the insurer, the insured, and any legal counsel to ensure availability and compliance with any legal considerations or requirements. While the insured and the claimant are involved in the process, they do not take on the role of organizing the EUO. The insurance company typically maintains control over the arrangements to maintain the integrity of their investigation.