AAERT Certified Electronic Reporter (CER) Practice Test

What term refers to a party who is not listed in the original claim?

1. Third Party

2. Claimant

3. Defendant

4. Claim Adjuster

The correct answer is: Third Party

The term that refers to a party who is not listed in the original claim is "Third Party." In legal contexts, a third party typically refers to someone who is indirectly involved in a situation or dispute but is not part of the original agreement or claim. This party may be brought into a case to share liability, provide additional evidence, or otherwise contribute to the resolution of the matter at hand. Understanding this concept is important, especially in situations where additional parties may be implicated during legal proceedings or in insurance claims. For instance, if a claimant files a lawsuit against a defendant relating to an incident, and later another party is found to have contributed to that incident, this additional party would be considered a third party. This designation allows the legal process to incorporate all relevant parties for complete and fair adjudication of the claims involved.