AAERT Certified Electronic Reporter (CER) Practice Test

True or False: EUOs are taken in response to a claim the insured has filed with their insurance company.

1. True

2. False

3. No opinion

4. Not applicable

The correct answer is: True

The statement is true because Examination Under Oath (EUO) is a formal process that often occurs in the context of an insurance claim. When an insured individual files a claim, the insurance company may require an EUO as a part of its investigation to clarify details surrounding the claim, assess its validity, and ensure that there has been no fraudulent activity. During an EUO, the insured is questioned under oath, which means that they must answer questions truthfully, as lying could lead to legal consequences. In contrast, options indicating that the statement is false or irrelevant would not align with the standard practices of insurance investigations. An EUO is specifically tied to the examination of a claim that an insured has initiated, making it a crucial component in the appraisal process of insurance claims.